| http://www.w3.org/ns/prov#value | - ty and soundness limitations, and any other factors that significantly affect the bank???s ability to provide lending, investments, or services in its assessment area(s);(5) The bank???s past performance and the performance of similarly situated lenders;(6) The bank???s public file, as described in ?? 345.43, and any written comments about the bank???s CRA performance submitted to the bank or the
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