• Of course, you can not have any sort of conversation without having the good old nightmare story popping up -- and boy, were there no shortage of those (and then I had a lightbulb Oprah a'ha! moment) Many of the following tips may seem very 'well, no duh!!', but often times when we are faced with needing work done on our homes ASAP, we will often just go for the cheapest person, the ad we find up o