| http://www.w3.org/ns/prov#value | - If you do not have such coverage, the neighbor's liability policy may pay for your damage, but only if you can prove the neighbor was negligent.Repairs to frozen pipes on your property but not in the home, such as in your yard, are not covered by standard homeowners insurance.Commissioner Hudgens also warned that cold temperatures sometimes result in dangerous fires as a result of carelessness with
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