| http://www.w3.org/ns/prov#value | - rmula computed individually for each employee. Usual- ly only full-time employees will be interested in pur- chasing annuities and for substantially less than 16.67 percent of their salary. We do have, however, certain part-time lecturers and other employees who are wives of business or professional men who wish to take maxi- mum tax advantage of t
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