| http://www.w3.org/ns/prov#value | - ities Act of 1990, or ADA;???adverse changes in governmental rules and fiscal policies;???civil unrest;???acts of nature, including earthquakes, hurricanes and other natural disasters (which may result in uninsured losses);???the potential for uninsured or underinsured property losses;???adverse changes in state and local laws, including zoning laws; and???other factors which are beyond our contro
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