| http://www.w3.org/ns/prov#value | - The method comprises (a) issuing an image-based payment medium either through a website or other means, designating a recipient of the image-based payment medium and the recipient's mobile phone number and establishing an account for the recipient; (b) sending an image to the recipient's mobile phone number; and (c) scanning the image from the recipient's mobile phone at a point of sale to validat
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