| http://www.w3.org/ns/prov#value | - You may want to consult and perhaps hire a qualified attorney -although it is not mandatory, and, for the most part, your rights are not changed by whether you have an attorney or not. a) One major exception, however, is that a debt collector is not allowed to contact you directly, in any way, if (s)he is aware that you have a lawyer representing you on the matter. 4.
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