| http://www.w3.org/ns/prov#value | - any change in legislation). 24.5 Theft or unauthorized use of the Smart Money Account/Card or any loss, costs, damages or payable to any third party by the Account Holder. 24.6 Any misrepresentation or fraud by or misconduct of any third party, such as but not limited to owners, employees or agents of Smart Money Centers. 25.
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