| http://www.w3.org/ns/prov#value | - If we deem necessary, verify the details indicated by you in your credit-card application by contacting you at your residence and/or business telephone numbers and/or physically visiting your residence and/or business addresses through agencies appointed by us for the purpose 3.2 When you apply for a credit card, we will explain the relevant terms and conditions such as fees and interest charges,
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