| http://www.w3.org/ns/prov#value | - If an interest payment is overdue up to 3 months, the loan is classified as ???good??? and provisioning rate is 1%; for overdue interest of 3 to 6 months, the loan is ???substandard??? (25% provisioning); for 6 months to 1 year, ???doubtful??? and 50% provisioning; more than 1 year is ???bad???, with 100% provisioning.
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