| http://www.w3.org/ns/prov#value | - So, I tell people to multiply that salary number by 20, which is your final step.Therefore, a person who makes $40,000 per year and is 18 years from retirement needs to save $789,540 for retirement.This is a quick calculation, of course, but saving enough to hit your number is not as scary as you might think, particularly if you are far from retirement.
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