| http://www.w3.org/ns/prov#value | - le impact on our cost of and access to capital.32Table of Contents (u)Inability to hire and retain qualified personnel or the loss of the services of one or more of our key senior management personnel.(v)Terrorist and other criminal activities, hurricanes, earthquakes or other natural disasters, and health pandemics, which could affect our customers, transportation or systems, or our facilities, a
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