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Today ??? assuming no major life changes ??? I should be able to retire comfortably in 10-12 yrs (and I don???t mean w/2 houses, 3 cars and international travel every 4 months), irregardless of social security, mainly cause I have lived within my means (like my parents ??? age 75) and just as you have described.So there are exceptions to the rule for some of us 40s ??? 50s year olds that you corre
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