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isaphttp://webisa.webdatacommons.org/prov/
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isa:347453313
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3. require the borrower to pay charges, such as points, as a condition of the loan before closing (???prepaid finance charges???) more than 5% of the principal amount of the loan or $2,000, whichever is greater.
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n5:gov
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isap:156775286
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isa:347453313