<http://webisa.webdatacommons.org/412466911>	<http://www.w3.org/ns/prov#value>	"David Stevens, CEO of the Mortgage Bankers Association and a former official in Donovan's agency, told the conference that rising interest rates mean the industry is in the midst of a lasting change as consumers quit refinancing existing mortgages." .
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<http://webisa.webdatacommons.org/412466911>	<http://www.w3.org/ns/prov#wasQuotedFrom>	<thedigitalcourier.com> .