Insurance is a mechanism to reduce individual variance by risk pooling.???Read moreShow lessAdd a comment...Thien VuShared publicly - 2012-01-12 Heard on NPR Planet Money.???Read moreShow lessRachel Platten: Little Light1Add a comment...Thien VuShared publicly - 2012-01-11 <a href="http://sweetupndown.tumblr.com/post/15242399360/dear-customer-who-stuck-up-for-his-little-brother">http://sweetupndown.tumblr.com/post/15242399360/dear-customer-who-stuck-up-for-his-little-brother</a> reminds me a lot of You jus