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  • who are now 7 and 4. ??? The Lawrences recently qualified for an FHA loan and bought a home in Spotsylvania County with the help of Jami Harich, a real estate agent with Avery-Hess Realtors in Fredericksburg, Va. ???Most buyers I work with now, especially if they lost a home in the past, don???t want to get in over their heads,??? Harich says. ???They start with a monthly payment that they want to
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