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  • to Spend]Another important aspect of getting out of debt is to stop accruing more, Wahl said. ???Be vigilant about not taking out new credit cards or loans unless it is going to help you achieve your goal of paying down your debt,??? Wahl said.Remember that paying you???re your debts is a process, so don???t overthink it. ???People often react to debt like deer in headlights,??? Kiernan said. ???
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