If you were in contract at the time the phone was lost/stolen, you would still be responsible for monthly recurring charges, such as your rate plan and features, even if you weren't physically using the phone. - DisneyDavidEMT 2016.1 #66 2:45PM does not sound like she lost it - Linzee 1025.6 #162 2:52PM thats why I said lost/stolen. - DisneyDavidEMT 2016.1 #66 3:02PM How do they have ur bank info i