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  • When I last was at the bank, I think I even saw 2.??%/3.??%...- Interest paid is tax deductible, so someone around 34% tax bracket (for state plus federal), with a 4% mortgage, is really only paying about 2.6% in interest.- If you took the extra money and invested somewhere else, how likely are you going to beat 2.6% annualized on average over 30 years?- if you put down 20%, you will not have to pay
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