Elmira Savings Bank, with $534 million in total assets, is insured by the Federal Deposit Insurance Corporation (FDIC) and is a state chartered bank with six offices in Chemung County, NY; three offices and a loan center in Tompkins County, NY; one office in Steuben County, NY; one office in Cayuga County, NY; one office in Schuyler County; and a loan center in Cortland County, NY.