I also found this KSN article (KSN is al IL law firm specializing in HOA law) which describes the types of homeowner associations: <a href="http://www.ksnlaw.com/?t=11&la=1139&format=xml&p=1672&pub=pp">http://www.ksnlaw.com/?t=11&la=1139&format=xml&p=1672&pub=pp</a> I have copied a portion here: ???In response I explained that the physical structure of the building does not define whether your Association is a condominium, townhouse or homeowners association.