April 18th, 2010 at 3:07 pm Yes correct, I often annoy my GF with logic, then we argue I go away and after I return I must quiet the thought in my head that says I was totally reasonable and just lie! yes you were right and ???yes not getting a mortgage is a great idea we can save 100 000 in 20 years and buy a small house outright??? even though of course in 20 years a small house would then cost