According to KL HQ, I can do it but according to the branch, i can not withdraw the money but have to give standing instruction to request penang branch to deliver the cheque to me..I do not want to sound racist here but most of these people are from one race that you and i already know.....Boon, do not close this thread . now i have my statement of the lousiest bank in Malaysia. tgeoklin Nov 26 2008,