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  • Our insurers - UK based and international sent us to a clinic in SJ. 3 hrs later after the assessment and endless form filling in I was informed there was a major problem with the local agent (Mapfre Panama, who I suspect may well be the agent for all of Central America) and was given the choice of finding $15000.00 there & then for her to be admitted or go out and find my own local hospital after
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