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  • by investor1 ?? Fri May 31, 2013 8:24 am Your plan is good.Keep in mind that you do not have to use a Roth IRA, you can use a traditional IRA. If you think your tax rate is higher now than it will be in retirement, use a traditional IRA. If you think your tax rate is lower now than it will be in retirement, use a Roth IRA.Of course, there are other differences between the two types of accounts, but
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