emory stick device) which may be utilized at a consumer's home to store downloaded coupons, wherein the coupons may be redeemed when plugged into a participating grocery store or retail merchant point-of-sale (POS) device, e.g. cash register, kiosk etc.US Patent Application Publication No. 2002/0027164 A1 discloses a system which includes a portable computing apparatus for use in a weight manageme