Can easily overspend and create financial difficulties 61% of Americans live from paycheck to paycheck, up from 32% in 2008. 43 million Americans are on food stamps, mostly the elderly, children, and the working poor. 50% are white, 27% are black 43% of Americans have less than $10,000 save for retirement, 36% contribute nothing 24% of us postpone retirement by at a year 80% of Americans have less