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  • Basis in a traditional IRA is the total of your nondeductible contributions to it. (These should have been reported on Form 8606, Part I, in the year(s) you made them.) If you never made a nondeductible contribution, your basis is zero and every distribution, including conversion to Roth, is fully taxable.Our tax person says this is something provided by the broker who handles the accounts.This is
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