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  • ative band-aid, of sorts.There are a number of proposals being passed back and forth on Capitol Hill right now, it all comes down to which band-aid they choose:Relaxed hardship-withdrawal rules: President-elect Barack Obama has proposed temporarily dropping the 10% penalty for hardship withdrawals from an IRA or a 401(k) for amounts up to 15% of your plan or $10,000.Easing up on required distribut
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