A descriptor, such as a header, might contain the following data: Part One: DATA CHANNEL/CARRIER(S) SIGNIFIERS AND ROYALTIES RETAILER CODE AND ROYALTY WHOLESALER CODE AND ROYALTY REP-CODES AND ROYALTIES REFERRING ENTITY CODES AND ROYALTIES Part Two: COLLECTION ENTITY AND ROYALTY PRODUCT CODE OF VALUED-ENTITY NAME OF ENTITY ELEMENT-TITLE RESERVED FIELDS Part Three: ROYALTY PARTICIPANT FIELDS: NAME