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  • They didn't take into account a lot of things that help determine the kind of loan a borrower receives.These factors include items such as "seasoning of loans, which takes into account how long a buyer had a down payment on a house and the source of that money, the borrower's debt ration [sic] and the appraisal value [sic] of the property.Nabors said that, undoubtedly, some borrowers qualified f
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