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  • The remainder (not the $10,000 would go into her existing IRA.)I have not heard of this before (particularly the pre-1987 thing), and am wondering if anyone here has, or is the person on the phone confused (or worse.)Without the 1987 reference I have heard of it (poppycock) but that year is a new twist I have not heard of yet.If there is after-tax money in her 401(k) there is a way of doing what you wa
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