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  • do not think so. when i look at the size of mormg debt in the u.s., it is actually still falling. so what we are getting this sort of hyper inflation in terms of actual borrowing, we are seeing home prices appreciate and i found some sense of caution. remember, we fell about 30, 35%. so the base is a lot smaller, as well. the inventories, as you mentioned, kelly, are a lot lower than they have been a
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