| http://www.w3.org/ns/prov#value | - Everyday purchases should always be paid for in full within the month, so if finance charges show up on your everyday spending card, you???ll know to cut back.Make a Budget: 56% of consumers do not have a budget, according to the National Foundation for Credit Counseling???s 2012 Financial Literacy Survey.Rethink Necessities: 10% of people say a flat-screen TV is a necessity, but if it???s between
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