| http://www.w3.org/ns/prov#value | - Davis, a key foe of the industry, said she believes other lenders, including credit unions, will step up to fill the void, but says the industry can operate under the 36 percent usury' cap, as attempts to reauthorize the payday loan industry failed in both houses of the Arizona legislature on Wednesday, as the industry operates on a temporary exemption from Arizona's 36-percent interest rate cap,
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