| http://www.w3.org/ns/prov#value | - For those who have employer-sponsored group health insurance, plans often do not provide adequate benefits for people with disabilities.[575] For example, private insurance plans increasingly limit annual payments for durable medical equipment such as wheelchairs, crutches, braces, and ventilators, regardless of medical necessity, and at a level that makes the individual's out-of-pocket costs for
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