| http://www.w3.org/ns/prov#value | - Consistent with previous HMDA reports, the most recent report shows that across all categories of loans, African-American and Latino borrowers were more likely to be turned down for a mortgage compared to whites, even after controlling for factors such as income and location of property. ??? Shrinking home ownership: The disproportionate impact of abusive lending, tight lending, and foreclosures i
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