| http://www.w3.org/ns/prov#value | - Fortumo may deduct from amounts payable to the Merchant or refund, claim, set off, refuse to credit, withhold or reverse from the Merchant, in whole or in part, the total amount of any deduction, set off, refund, claim, refusal to credit, chargeback, withholding, reversal, fine, charge, penalty, surcharge or other loss that is applied by Payment Providers or competent authorities towards Fortumo a
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