| http://www.w3.org/ns/prov#value | - Moreover, credit cards will be a critical source of credit as other forms of credit have become more costly and less available.But as numerous congressional hearings have documented at length, the costs of borrowing on a credit card are high relative to other types of credit, due to an overabundance of fees, high penalty rates, and fine print that obscures, rather than clarifies, the terms of borr
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