| http://www.w3.org/ns/prov#value | - Local governments have made so many deals with housing developers it is becoming increasingly difficult to buy a new home outside of an HOA. Since HOAs own vast developments in prime communities, it is virtually impossible to buy a home in a good neighborhood close to schools and other necessities that is not part of an HOA. 20 percent of homeowners reside within an HOA, an estimated: 50 million A
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