| http://www.w3.org/ns/prov#value | - Consistent with TILA sections 129H(f) and 103(cc)(5), the proposal provided that a ???higher-risk mortgage loan??? is a closed-end consumer credit transaction secured by the consumer's principal dwelling with an APR that exceeds the APOR for a comparable transaction as of the date the interest rate is set by 1.5 percentage points for first-lien conventional mortgages, 2.5 percentage points for fir
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