| http://www.w3.org/ns/prov#value | - Congress enacted the Community Reinvestment Act (CRA) in 1977 to encourage depository institutions to meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods, consistent with safe and sound banking operations.1 Today, 32 years later, and in the aftermath of the worst financial crisis since the Great Depression, Congress has been examining wa
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