| http://www.w3.org/ns/prov#value | - For purposes of this title, the following terms shall have the following meanings:(a) ???Financial institution??? means a depository institution or other entity that issues a payment card to a cardholder for use by that cardholder to purchase goods, services, or anything else of value. ???Financial institution??? can include a retailer.(b) ???Payment card??? means a credit or debit card.(c) ???Pay
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