| http://www.w3.org/ns/prov#value | - On the flip side, once you consolidate, you will not be able to benefit from future reductions in the variable interest rate. (The fixed interest rate is equal to the weighted average of each consolidated loans' current interest rate, rounded up by 1/8 of a percent.) For borrowers with Perkins loans, understand that consolidation may not be in you best interest.
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