| http://www.w3.org/ns/prov#value | - Thanks for the comments guys, and the last one is particularly noteworthy as i guess he is HBSC's point: any institution that has money held on behalf of customers is not going to be disintermediated as demonstrated by the financial crisis, e.g. if you are covered by guarantees of trust to keep funds safe, then you must be regulated and have a licence.
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