| http://www.w3.org/ns/prov#value | - software as a service (SaaS) featuring a software system, databases, interfaces to credit bureaus, and credit attributes, enabling users such as banks, credit card issuers, auto finance companies, consumer finance companies, commercial and small business lenders, retailers, collection agencies, credit unions, credit bureaus, payday lenders, telecommunication firms and utility providers to implemen
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