| http://www.w3.org/ns/prov#value | - However, while many merchants dream of breaking the Visa, Mastercard, Discover, and American Express oligopoly on forms of payment processing, and NFC certainly opens up alternatives, we have to be careful that we aren???t simply trading Visa and Mastercard for Apple and Google or even worse, AT&T and Verizon without any significant savings and benefits to the merchant.
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