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About:
http://webisa.webdatacommons.org/114367482
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http://www.w3.org/1999/02/22-rdf-syntax-ns#type
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I know it may not help you at this point but from what I remember you are young enough to remortgage (if it comes to that) an also there is an expert (I think he posts as Welshboy) in obtaining mortgages for IVA people.
http://www.w3.org/ns/prov#wasQuotedFrom
iva.co.uk