| http://www.w3.org/ns/prov#value | - It is also worth noting the ambiguity of the Church in this regard, all the more so because the experience of the ROSCAs was multiplied in other regions of Brazil: on the one hand they stimulate access to credit while on the other they establish a form of organization that is community based with no coercive measures in place that would guarantee re-payment of the contracted debts.
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